Get approved today! Our application will pop up when you fill in your details below. We will get back to you within minutes to request your documents.

Want to know your borrowing power first? Complete our Quote form & see how much you qualify for now! This will not make an enquiry on your credit file.

Tick here to confirm you have read our


Whether you need a Personal loan to Renovate your home, Fix your car, Fund a wedding, Travel or to Consolidate your debts, we are here to find you the right loan for you!

Buying a used car privately? Try our private Car Finance

Did you know that when you enquire directly through any lender you are taking the risk of impacting your credit score which then reduces your chances of getting the lowest rate achievable.

We can provide you with your personalised interest rate before you apply to find the most suitable lender for for your personal circumstances. Get your Rate Estimate here.

Apply online in 10 minutes or talk to our friendly team today.

We are available to talk to until 7 pm, 7 days of the week for your convenience. Request a Call Now


Get your personal rate

Wondering what your interest rate will be? We allow you to know your rate before you apply! It’s quick and easy and won’t affect your credit score.

Apply & send documents

Complete the 10 minute application process online or via phone (1300 325 346). Your personal loan adviser will let you know what documents you need to send or upload.


Receive your funds fast!

And for the best part, your funds are transferred into your nominated bank account within 3 business hours upon final loan approval.


keep control of your loan

Choose between a flexible loan amount- Apply for a loan between $2,000-$50,000.

Our personal loans have No exit fees Pay off your loan earlier if it suits you.

We offer rates on unsecured loans staring from 8.5% (9.25% comparison)

Comparison rate(s) are based on $30,000 personal loan, Fixed for 5 years with monthly repayments including a $525 loan establishment fee and before inclusion of any broker origination fee.

Easily plan your budget with the simplicity of a single monthly direct debit repayment for the loan amount.

Find out what your repayments are usnig our loan Calculator

The loan term is up to you. From a minimum of 6 months up to a maximum of 7 years.

Have the support of your Falcon Finance loans team 7 days a week.

Monthly Fees

+ lenders

minimum loan

maximum loan

What do you need to apply?

Who can apply

  • To be over the age of 18
  • Currently employed
  • For ‘self-employed’ customers ask us about our low doc loans or visit our Business loans page
  • Know your credit rating.*
  • *Check your credit rating by using our Free Rate estimate

Information needed

  • Identification 
  • Address details
  • Income and employment details

What to expect

  • Complete our online application
  • Get a response within minutes
  • Apply & send your documents
  • Regular updates & Fast Approvals
  • Funds transferred



How long does it take for Falcon Finance to fund my Personal Loan?

Once your loan is given final approval and we have received the necessary documentation from you we will try transfer the funds into your nominated bank account within 3 business hours.

How do I apply for a loan?

Fill out our online application to find out what loan amount you are eligible for. You’ll get your individual rate within minutes via your preferred contact method from one of our team members who will request your documents & complete your application. You can also apply over the phone (1300 325 346) by speaking to one of our loan specialists.

What are the maximum & minimum loan amounts and loan terms?

Our unsecured personal loans range from $2000 to $50000. Repayable between 6 months to 7 years.

How do I receive my individual rate?

Getting your individual rate is quick & easy and won’t affect your credit score. You will know your rate before you apply by clicking on and completing the Rate estimate form. You will receive your rate within minutes.

What are the income requirements to be eligible for a Falcon Finance personal loan?

You must make at least 50% of your income from gainful employment. You should be at your current employment for a minimum of 6 months and earn a minimum of $30,000 p.a.*


What loan purposes does Falcon Finance lend?

You can use your Falcon Finance personal loan for most purposes! This could be anything from a holiday & travel expenses, home improvements, household furnishings, car purchase or repairs, debt consolidation, medical & dental expenses, cosmetic surgery and much more.

Will applying for a personal loan affect my credit score?

Usually when you apply for a financial product, this will be recorded on your credit file & may affect your credit score. However, our application process is quite unique. Our direct communication through Equifax will allow us to access your individual credit rate for free before you apply without hurting your credit score.

What are the benefits of an Unsecured loan?

You can borrow money without having to use any of your assets as collateral such as your house or car. However if you are using your personal loan to purchase a new or used vehicle it is a good idea to explore our low interest rates through our (secured) Car loans page.

Who can apply?

You must be 18 years or over. An Australian citizen or permanent resident, or a New Zealand resident with an Australian driver license, Australian or New Zealand passport, a current physical address and an Australian bank account. You must meet the income requirements or have someone willing to be a joint applicant on your loan.*


Shaun brings over 7 years of experience in the Finance & Automotive industry, along with a background in consulting, financing & client relationship services.

Motorcycles were the beginning of Shaun’s journey into his finance career which has now developed into running his own Finance brokerage ‘Falcon Finance Australia’ alongside his partner, Bec.

Shaun aspires to be the best in the business & brings a wealth of knowledge and enthusiasm to work each day.

Talk to Shaun about your personal loan options today.


From Our Clients

Don’t just take our word for it, see what our clients have to say about us!

“Was a very easy and quick process to get my personal loan sorted and paid into my account. I would highly recommend anyone I know to use falcon finance.”

Shaun Kane

Brisbane, Facebook Review

“service is outstanding!!
Falcon Finance are knowledgeable and easy to talk to.They take you through step by step and make everything simple and easy i wouldnt go anywhere else for finance

Keari Martin

Gold Coast, Facebook Review

We needed a new car and had never used a broker before. We wanted someone who was trustworthy and that we knew could help us. Shaun and Becky did everything we had hoped, plus more. We now have our perfect family car for all of our holidays and to keep our family safe. 
Shaun was always reachable and helped us liaise with offers and all other general aspects of things. It was the easiest loan application process with the only hard task being which car to pick! 
We will continue to use Shaun and Becky for all our future needs and have no problem in recommending Falcon Finance to our friends and family. 
Thanks again you two.
Danny, Alicia and family”

Alicia Gee

Gold Coast, Facebook Review

Talk to us today
book a free consultation

Talk to us today to have a no obligation chat about your options, we are here to help you plan your best future.