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Need Finance for your Car, Motorbike, Caravan, Boat or Jet ski?

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We have access to some of the industry’s lowest rates and will always get you your best rate finance. We can get you conditionally approved fast, with funds in your account on the same day.

We have lenders specialising in New, Used & Classic vehicles. We work with Private & Dealer purchases and will be with you from purchase to settlement to ensure a smooth & easy process.

Ask about our Business Car loan options which includes Low Doc loans, all you need is an active ABN.

Enquire with us 7 days a week until 7pm. 


Find the best deal fast

Our team act fast! With access to some of the lowest industry rates we are highly competitive and can find you the best deal!

Apply & send documents

Complete the 10 minute application process online or via phone (1300 325 346). Your loan specialist will let you know what documents you need & guide you through the process.

Receive your funds fast!

And for the best part, your funds are transferred into your nominated bank account upon final loan approval and it’s time to go shopping!


We have access to many lenders and will always find you the best rates available! Check out how our comparison interest rates compare to the banks. Comparison rates help you work out the total cost of the loan (including fees & charges) and to compare different loans. (Data current as 1/3/2019)

Falcon Finance %





Falcon Finance can find you the best business car loan or low doc loans available!
A business car loan can provide you with the funds you need quickly as well as provide repayment flexibility. If you are looking to purchase a vehicle for business purposes, whether it be a company car, van, truck, or fleet, a business car loan is the right option for you. With business car loans, funding is typically available very quickly, the application process is simple, and it even offers GST advantages.

car loan faqs


What is a secured car loan?

A secured car loan is a loan that is connected to a form of security, or collateral. Generally, the security for a car loan is the car itself. If you fail to repay the loan, the lender might seize your car, sell it and then use the proceeds to recover their debt.

How much can I borrow with a car loan?

There’s no set number. That’s because borrowing capacity differs from person to person, as well as lender to lender. Lenders don’t give out car loans unless they’re confident they’ll be repaid. Each lender uses its own formulas to calculate capacity-so Mr & Mrs Smith might find that while lender X will give them a car loan for $20,000, lender Y will offer only $18,000. This is where Falcon Finance can help find the best lender for you.

What is a comparison rate?

The comparison rate is known as the ‘real’ interest rate you must pay -unlike the advertised interest rate, which is often an artificially low number. That’s because the comparison rate includes both the advertised rate and the associated fees. According to the industry standard, comparison rate calculations are made on the assumption that the car loan will be for $30,000 over five years.

What can I purchase under a secured loan?

You can purchase most vehicles under a secured loan, including cars, motorbikes, jet skis, boats & caravans. The vehicle can vary of age and each lender will differ as to what age the vehicle can be. Falcon finance have access to many lenders with more options of financing older & used vehicles, as well as new vehicles.

What is a balloon payment?

Some lenders will offer borrowers reduced monthly repayments in return for a one-off lump sum-or balloon payment- that the borrower must pay at the end of the loan. Generally, the total repayments on a loan with a balloon structure will be higher than a loan without.

What is an establishment fee?

Some lenders will charge you an establishment fee, or one-off up front fee, to cover the cost of setting up your car loan.

What is a commercial hire purchase?

A commercial hire purchase, or CHP, is an arrangement by which a finance company buys a car on your behalf. You get  to borrow the car in return for making regular payments to the financier. Once the payment, you take ownership of the car.

What is a Low Doc loan?

A No-Doc or Low-doc loan refers to loans that do not require borrowers to provide documentation of their income to lenders or do not require much documentation. If you are self employed and an active ABN holder you qualify for a low doc loan.

What is an early termination fee?

Some lenders will make you pay a penalty, or early termination fee, if you pay off your loan ahead of schedule. This is to compensate them for the interest payments they don’t get to collect.

Do I need a deposit?

When looking to make a large purchase- such as a car or motorbike- with the help of a loan, saving up for a loan deposit is often the greatest hurdle you’ll have to overcome. Luckily, in many cases, it is possible to obtain a car loan or motorcycle loan without a deposit. However, this type of no deposit vehicle loan is subject  to several variable circumstances.


Shaun brings over 7 years of experience in the Finance & Automotive industry, along with a background in consulting, financing & client relationship services.

Cars & motorcycles were the beginning of Shaun’s journey into his finance career which has now developed into running his own Finance brokerage ‘Falcon Finance Australia’ alongside his partner, Bec.

Shaun aspires to be the best in the business & brings a wealth of knowledge and enthusiasm to work each day.

Talk to Shaun about your personal loan options today.


From Our Clients

Don’t take it from us; we know we’re good!  Hear from our past clients and make sure to like us on Facebook while you look at all of our reviews.

“Was a very easy and quick process to get my personal loan sorted and paid into my account. I would highly recommend anyone I know to use falcon finance.”

Shaun Kane

Brisbane, Facebook Review

“service is outstanding!!
Falcon Finance are knowledgeable and easy to talk to.They take you through step by step and make everything simple and easy i wouldnt go anywhere else for finance

Keari Martin

Gold Coast, Facebook Review

We needed a new car and had never used a broker before. We wanted someone who was trustworthy and that we knew could help us. Shaun and Becky did everything we had hoped, plus more. We now have our perfect family car for all of our holidays and to keep our family safe. 
Shaun was always reachable and helped us liaise with offers and all other general aspects of things. It was the easiest loan application process with the only hard task being which car to pick! 
We will continue to use Shaun and Becky for all our future needs and have no problem in recommending Falcon Finance to our friends and family. 
Thanks again you two.
Danny, Alicia and family”

Alicia Gee

Gold Coast, Facebook Review

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Talk to us today to have a no obligation chat about your options, we are here to help you plan your best future.